Blog - Month: October 2017
Month: October 2017
Why Should You Get a Title Search?
Buying a new home? Before starting this process, there are several steps you should take before jumping right into the process. One of those steps is considering a title search. A title search, also called a property search, is a process of retrieving document evidencing events that determine interests and regulations concerning that property. What could go wrong if you don’t have this search done? Let’s look at a few examples…. A lot comes with buying a new home and there can be issues that arise unexpectedly. An example of that could be a lien. There are varying types of liens that can be placed on the property you are trying to buy. These can make it hard when are trying to buy a home and save money. Common liens are for the amount of money you have borrowed from the mortgage company to pay for the house you have acquired. While getting a title search, you want to make sure to check for title insurance and protect yourself from all the unexpected future claims to your house by previous owners or liens holders. This can be just as dangerous as the others if not taken care of properly. After checking for the biggest concerns, you will also want to use the title search to look for errors in the public records, illegal deals, missing heirs, forgeries, undiscovered wills, or unknown easements. Buying a home and not checking for all of these issues could force you to spend more
Protecting Your Real Estate Transactions
An alarming statistic released by the American Land Title Association suggests that nearly 30% of Realtors or their clients have been victims of some type of wire fraud. These scams often take millions of dollars from unsuspecting consumers each and every year. It has turned into a growing problem. Understanding the risks, however, enables you to combat threats such as wire fraud. The process of diligence also allows clients and real estate agents to save millions and not fear wire fraud or related scams and safely conduct property transactions. So, what do you look for? How do you protect yourself? Wire Fraud occurs when hackers commit to compromising an individual’s email account. Sophisticated techniques are often used to then scan a person’s emails for ‘specific content’ related to financial or upcoming real estate transactions. The hackers will often reach out to you with very well presented templates which look official in an attempt to persuade you into submitting sensitive information about payments or transactions via the use of phishing emails. If money is sent and then intercepted somehow through one of these types of schemes, it is very hard to recover, since hackers are often difficult to track. To help keep clients safe, industry professionals can: ·Create a standard warning about these scams and build it into the signature line of their email to
The Best Fall Hiking Trails in Cleveland
Did you know there are hundreds of miles of hiking trails across the more than 23,000 acres of the Cleveland Metroparks? Every reservation has a variety of vistas and terrains. The temperate climate and small rugged hills beckon to those who have a thirst for nature. A hike enjoyed in one of Ohio’s many state parks or nature preserves is sure to awaken the senses and leave you begging for more. One of the largest Metroparks in the state is Mill Creek Park. There are actually fourteen hiking trails in the park, all of which are worthy of a good hike. However, the best hikes are two specific trails: East Gorge Walk and West Gorge Trail. The Lake Trail is one of the best, especially during Fall! We have compiled a list of hiking trails around Cleveland to explore just for you. Of course, there are many more to explore, but this is a good start! Cleveland Metroparks' Scenic Park Loop Trail Upper Shaker Lakes Trail Squires Castle Forest Hill Park Loop Ohio Erie Canal Reservation Garfield Park Reservation Euclid Creek Metropolitan Park Shaker Lakes Trail Lake to Lake Trail Cuyahoga Valley National Park You can find more information about hiking in Cleveland by visiting the websites below: http://trekohio.com https://clevelandmetroparks.com @page { margin: 0.79in } p { margin-bottom: 0.1in; direction: ltr; color: #000000; line-height: 120%; orphans: 2; widows: 2 } p.western { f